The property insurance is responsible for protecting the client against losses of property as resulting from events included in the policy coverage. Amongst the most relevant of them are: fires, explosions, lightning, windstorms, tornadoes, hailstorms, flood, electrical damage, machine breakdown, and business interruption. In order to properly identify these perils and evaluate if they expose the client to a low, moderate or severe loss, amongst other forms of classification, specialists are sent to visit the insured locations, being they simple or complex, in order to estimate the possible losses in case of such events. Pelacani Risk Management and Engineering is prepared to help our clients in this business segment to properly identify, analyze and mitigate the risks through field visits and customized reporting, which will help the insurers and reinsurers to provide adequate rates, as well as to implement a risk improvement plan to benefit their clients. The work is based on national and international technical standards, industry good practices and other quantitative and qualitative analysis tools, as part of Pelacani Risk Management and Engineering knowledge and experience.
